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Mojave Desert Bank posts midyear results

| Wednesday, Aug 6 2008 1:09 PM

Last Updated: Wednesday, Aug 6 2008 1:15 PM

Mojave Desert Bank posted earnings of $382,000 for the first six months of 2008, an increase of $80,000, or 26 percent, from the first six months of 2007, the bank reported.

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Total assets for the period reached $88.8 million, up from $75.9 million at the end of June 2007.

Second-quarter profits were $164,000 for the three-month period ending June 30 compared to $248,000 a year earlier, reports filed with federal regulators show.

George E. Nagy, the Mojave-based bank’s president and chief executive, said in a release the bank is well-capitalized, didn’t engage in any risky real estate lending and has strong asset quality overall.

Construction of a permanent branch in Lancaster is under way after more than a year in temporary quarters there.

“We hope to be in the new building in January of 2009,” Nagy said in the release.

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